Lic Money Plus-I Review and details

Lic Money Plus-I is a unit linked Endowment plan with regular premium paying term which offers investment cum insurance during the term of the policy. You can choose the level of cover within the limits, which will depend on the level of premium you agree to pay.

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Birla Sun Life 95 Balanced Mutual Fund

Birla Sun Life 95 is a balanced mutual fund is a scheme which intends to invest in a combination of equity and fixed income securities with an aim to provide capital appreciation and income while avoiding too much risk. Balanced Mutual Funds are very good to have in your portfolio to reduce the overall risk exposure.

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ICICI Pru LifeLink Wealth SP

ICICI Pru LifeLink Wealth SP is a unit linked insurance policy from icici prudential insurance company. It is a single premium insurance policy which means that you will pay one time premium at the time of purchasing this policy. Like other ULIP policies, you will get investment along with life insurance cover.

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Franklin India Bluechip fund (G)

Franklin India Bluechip fund (G) is a very good fund to buy in the current market scenario. Stock markets are unstable, bluechip funds have not performed very well in the recent past and that’s make them a lucrative option to invest in because their NAVs are at lower levels. Franklin India Bluechip Fund (G) is an open ended equity large cap fund.

Franklin India Bluechip Fund (G) was launched in November 1993. It is among top mutual fund in India in its category. Mutual funds in India have come long way and there are lot fund houses and schemes available in the market. Mutual fund research is the key to find a good fund to invest.

Franklin India Bluechip fund (G) is a very good fund for those investors who are looking for a good investment option for long term. It is definitely a fund which can be used to beat the current market. Franklin Templeton mutual fund house has given some of the best performing funds in India and Franklin India Bluechip Fund (G) has also consistently outperformed its peers in its category and generated extremely good returns for the investors.

Trailing Returns
As on 19 Oct 2011 Fund Category
Year to Date -10.67 -15.30
1-Month 1.31 1.49
3-Month -5.46 -8.24
1-Year -9.02 -14.15
3-Year 24.73 18.30
5-Year 11.09 6.71

 

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Sundaram’s SMILE Fund (G) Option

Sundaram’s SMILE fund (G) option is one of best performing mutual funds in Indian Mutual Fund Industry. This is offered by Sundaram Mutual Funds. Stock market has been going through lots of up and down. Indian stock market has witnessed a lot of volatility in the last six to eight months. Investors have lost lot of their hard earned money while chasing stock market. But we often lost money not because of any external factors, buts it’s because we fail to control our own internal factors.  One of the best ways to invest in stock market is fund allocation with the short term and long term focus. Indian mutual funds have came a long way. There are lot of new and convenient ways to invest in them. Nowadays, one can invest online in mutual funds which have bought them even closer to retail investors.

Sundaram’s SMILE Fund (G) Option offer long term financial solutions.Long term financial solutions are those investments which are done with a time frame of 3-5 years minimum. Investing in stock for long term is a good way to park your money. But problem arises when market uncertainty start taking toll on your investment. One of the best ways to tackle these situations is by investing in good mutual funds.

Sundaram’s SMILE Fund (G) Option is a growth fund.Sundaram’s SMILE Fund (G) Option offer diversified and large cap mutual funds. One of such fund is Sundaram’s SMILE fund (G) option. It has existed for last 6 years in the market and consistently yielded good returns. It is a Equity open ended fund which invest in large as well as small and mid cap stocks.

It has an asset under management of Rs 570 crore as of July 2011. It can invest 35 per cent of its portfolio in large cap stocks but over last years or so, it has concentrated on mid and small cap segment. It has also been under Top 100 mutual funds. In general, those funds which invest in mid and small caps, they deliver good returns only in long terms. So, picking this fund for short term won’t make any sense. Here are some of the Fund Facts(Figures are approximate);

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