Best Affordable Smartphones in India

It is very difficult to sort out best affordable smart phones in India.  And in case of smart phones, there would be always a different meaning of best for different individuals.  For some, definition of best for smart phones would be internet browsing; some will focus on social networking and then camera, video, games or look.  And also in case of affordable, price range will vary from individual to individual when it comes to being affordable. But as we are talking about smart phones, we will focus upon phones around Rs 15000. In terms of usage, they will have most of the features which you will expect from a good smart phone.

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LIC’s Jeevan Anand

LIC’s Jeevan Anand plan is a combination of Endowment Assurance and Whole Life plans. It provides financial protection in the event of death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

LIC’s Jeevan Anand is a with-profit plan and participates in the profits of the Corporation’s life insurance business. LIC’s Jeevan Anand policy gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year for Jeevan Anand .  Once declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death, if it occurs earlier. Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period for LIC’s Jeevan Anand policy.

Benefits in case of death during the selected term for LIC’s Jeevan Anand policy:

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Best stocks to buy for short term

Indian stock market has been doing well for last some days. It has bought back not only relief for the existing investors but also, optimism on the Dalal Street. Stock markets have gone through a lot of beating in the last few months. It has pushed away the short term traders away from the stock market.Recent up rise has bought them back, but they are not sure what stocks to pick because lot of stocks have already moved up.Picking up long term stock is comparatively easy than picking up for short term trading. Best stocks for long term are those which are fundamentally good and belongs to sector which is expected to perform well in the next 1-3 year time frame. But even a good fundamentally stock may fall in short term which is a good opportunity to accumulate them for long term, but for short term traders that is immaterial.Best stock term stocks for 2010 were a mixed bag of large cap, mid cap and small cap stocks but equation is completely different in 2011. Since its inception, year has been bad for stocks. Stock market has been gone through a lot of pain. Stock market has fallen consistently and there are lot of Geo-Political factors which are still unclear.

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