December 19, 2011

LIC’s Jeevan Arogya Review

LIC’s Jeevan Arogya is a health insurance plan. LIC has launched Jeevan Arogya targeting rapidly growing health insurance market in India. LIC being the biggest life insurance company in India is able to provide better services and claims to its customer. Jeevan Arogya is expected to be as good as other LIC products and its claim ratio is also going be as good as life insurance claim ratio.

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December 19, 2011

Lic’s New Bima GOLD Review

Lic’s New Bima GOLD is a special plan where premiums paid over the term of plan are paid back during the policy term in installments and life insurance cover is available not only during the term but also during the extended term of the plan.

It is a good plan for insurance investors who are looking for specialized plans.

Lic’s New Bima GOLD  Key Features and benefits

Survival Benefit:

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December 19, 2011

Indian Economy and it’s shoddy affairs

Indian economy is going through a rough patch, probably roughest than sublime crisis of 2008. In 2008, when developed economies were bleeding due to the economical crack down, India was able to maintain its growth and the fall in share market was broadly triggered due to funds withdrawal by the foreign institutional investors. FIIs were withdrawing funds because they needed those funds for their survival. But now things are different.

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December 9, 2011

Sundaram Capital Protection Oriented Fund (3 Years) – Series 7‏

Sundaram Capital Protection Oriented Fund – Series 7–This is a close ended fund which seeks to protect your capital by investing predominantly in high quality fixed income securities maturing in line with the maturity of the scheme. It would also aim to generate capital appreciation by investing some amount in equities. The tenure of the fund is 3 years.

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December 2, 2011

FDI in retail

FDI in retail in India has been opened up and it has caused a whole lot of controversy in the country. Parliament is not able to work and opposition is pushing government for a roll back. FDI basically stands for foreign direct investment.  India had signed agreement of trade in services by world trade organization so it was expected to happen here.

FDI in retail in India has been opened in a systemic manner. As per the existing rule, a foreign firm can’t have majority shareholding in a retail firm. FDI in wholesale was initially opened under government approval rule in 1997 and later it was bought under automatic route in 2006. As per the new rule, foreign companies will have permission to work in retail sector in India and hold majority share in the company.

FDI in retail in India has been discussed in past also but as it is approved now by the government, issue is on the floor. Traders have also opposed it. Foreign direct investment in India will have its own ups and downs. So it is not going to be easy for global retail players to handle and manage Indian supply chain and distribution channel which is still largely unorganized in the farming sector.

FDI in retail in India have its own pros and cons but it is definitely going to help in employment generation and farmers because they will be directly interacting with these chains therefore getting better rates than what they get while dealing with a traditional commission agent who act as intermediary between him and buyer.

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November 29, 2011

Pharmacy Colleges in India

There are many Pharmacy Colleges in India. Pharmacy education is gradually growing and more & more people are joining pharmacy course. One main reason behind it is the steady Pharma sector. Here is a list of 50 Pharmacy colleges in India. There are not listed in their rank but this is simply a list of pharmacy colleges in India;

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