Panasonic Lumix GF3 Review, Specification and Price

Panasonic Lumix GF3 is claimed to be the world smallest inter-changeable lens camera by Panasonic. It was launched in USA only after few months of Panasonic GF2. Panasonic Lumix GF3 looks very attractive and with its touch screen, it is quite easy to use also. Navigation through various features is easy and it won’t involve putting too much time to learn it.

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How to start investing in stocks

How to start investing in stocks is the first thing which will come to your mind when you think of making money in stock market. How to get started investing sounds like a complicated term for the beginners in stock market but with development of technology and flurry of brokers in the market, it has become extremely easy for a beginner to invest in stocks and mutual funds in India.

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Best Tablets in India in 2011 & 2012

Tablet pc market in India has matured a lot in 2011. There are many options available in the market with many releases in the tablet pc segment in 2011 alone. With so many options available, it is natural to get confused. So, I am putting a list of Best Tablet pc in India in 2011 & for 2012 based upon my experiences and opinions (This is not an official rating). I have considered cost, features and user friendliness to rate them. There are other options also which are good but I think these are best five tablet pcs available in India. Please share your thoughts and opinions.

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Tax Saving Schemes in India

As December is coming close, salaried people are gearing up for tax saving and looking for tax saving schemes. In some time, we all will be filing our tax declaration form in our companies and self employed will start preparing for income tax filing. Tax saving is a important ritual of this part of year. Tax saving schemes are those schemes which are allowed by the government of India and we can avail tax benefit by investing in them. There are lot of Tax saving schemes available in the market today.

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Franklin India Bluechip fund (G)

Franklin India Bluechip fund (G) is a very good fund to buy in the current market scenario. Stock markets are unstable, bluechip funds have not performed very well in the recent past and that’s make them a lucrative option to invest in because their NAVs are at lower levels. Franklin India Bluechip Fund (G) is an open ended equity large cap fund.

Franklin India Bluechip Fund (G) was launched in November 1993. It is among top mutual fund in India in its category. Mutual funds in India have come long way and there are lot fund houses and schemes available in the market. Mutual fund research is the key to find a good fund to invest.

Franklin India Bluechip fund (G) is a very good fund for those investors who are looking for a good investment option for long term. It is definitely a fund which can be used to beat the current market. Franklin Templeton mutual fund house has given some of the best performing funds in India and Franklin India Bluechip Fund (G) has also consistently outperformed its peers in its category and generated extremely good returns for the investors.

Trailing Returns
As on 19 Oct 2011 Fund Category
Year to Date -10.67 -15.30
1-Month 1.31 1.49
3-Month -5.46 -8.24
1-Year -9.02 -14.15
3-Year 24.73 18.30
5-Year 11.09 6.71

 

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Infrastructure Bonds in India

Infrastructure Bonds in India came into lime light in February 2010 when finance minister Pranab Mukherji proposed the inclusion of long term infrastructure bond in tax saving elements upto the limit of Rs 20000. India business news was filled with this news, it was a big indian economy news. Indian growth story depends upon infrastructure. This came as a positive surprise for Indian Investment community especially for those who were looking for higher and more tax saving limit and options.

Infrastructure bonds in India can be used by the investors to save upto Rs 20000 and under Section 88 of the Income Tax Act, 1961. Infrastructure bonds are issued by non banking institutions like Infrastructure Development finance corporation. These are long term bonds where money is invested in government’s infrastructure projects.

Infrastructure bonds in India are offered with a lock in period usually five to seven years. Return on infrastructure bond will not exceed the yield on 10 year government securities. There are two options available and they are cumulative and annual. One factor which plays a pivotal role in infrastructure bond in India is interest rate and inflation. If interest rate rises then prices of these will fall.

Rs 20000 invested in infrastructure will attract tax deduction but the interest earned on it is taxable. There is one additional factor which should be accounted before investing in Infrastructure bonds in India and that is they do not offer any protection against rising inflation as their rates are prefixed. These investments in infrastructure bonds are considered safe but they do not guarantee that you will be your invested principal back.

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Stock for long term- SBI

Stock for long term- SBI is one of the best stock to be in anyone’s portfolio for long term investment objective. State bank of india is the biggest bank in Indian banking sector and it is still one of the most trusted bank as well. In the last few years, SBI has also revamped its customer service and banking practices to accommodate itself in the rising competition from the private sector banks. SBI had got biggest network in the country and it is still the choice for many banking customers. it is ideal stock for long term.

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Adding another chapter in Indian Life Insurance Industry

With the recent changes in ULIP guidelines, Insurance Regulatory and Development Authority has suddenly put a break to the wild sale of ULIPs by life insurance companies and added a new chapter in the Life Insurance Industry history. Ever since of ULIPs were introduced in Indian market, they were the favorite of the companies and companies were only focusing upon them. They were launching most of the new products in ULIP category. This was mainly because of the high margin in ULIP business. Now as the guidelines have changed, those margins have shrunk and life insurance companies are being forced to relook their product portfolios.

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