I  use to ask this question to me & most often the answer I got was NO. Probably, because I am too optimistic about my life. Then, I realized that any mishap is not going to inform me before coming, if something really happens, then what will happen to my responsibilities. Who is going to […]

In the current scenario, when interest rates are soaring high & inflation is in double digits, credit card issuers are taking extra care while issuing credit card. Recently, world has witnessed the worst credit crisis. Defaults were among one of the prime reason behind collapse of the financial institution in US. This has made bankers […]

In India, where the market for private sector was opened ten years in back in 1999, most of the private insurance companies are still in loss and are waiting for break up. Last year’s recession made the ride a bit more difficult for them but this years April-Sep results tells a different story. Companies like […]

The insurance and regulatory authority of India is thinking to allow life insurance companies to invest in equity derivatives. Equity derivatives are a category of financial instruments. Their value is derived from partly from one or more underlying equity derivatives. Traders invest in equity derivatives to hedge their risk which they acquire due to exposure […]

This might be the message to the people who have taken insurance for their domestic losses. Consumer may have to bear higher loss when they take any insurance policy for their losses. Insurance regulatory and development authority have given permission to domestic insurance companies to fix their compulsory deductibles. Compulsory deductibles are the amount which […]

The Indian life insurance sector has seen robust growth for last 8-10 year. That is the primary reason why industry has seen so many new entrants and still so many applications with the regulator. The large portion of Indian population is insurable, but still the insurance penetration is very low and it provides a huge […]

Aquaculture in India has growth very rapidly in last two decades. The fresh water aquaculture accounts for nearly 95 percent of the total aquaculture. The production involves carp in fresh water and shrimps in brackish water. The technologies of induced carp breeding and poly culture in static ponds have given a big boost to business. […]

Recently, there was a change in the way mutual funds were being sold in India. Entry load has been removed now which means the entire amount a investor invest in a fund is reflected in the statement. It doesn’t sound big, but this move of removing entry load has completely changed the mutual fund industry […]

Today we live in a material world. Our needs have grown many folds. Expenses are high and income is often not enough to contain it. To manage our financial need, we use many financial instruments. Investment in equity, mutual fund and life insurance are probably the most commonly used such instruments.  Savings do take long […]

Medical treatment bills can give us more pain than medical disorders. Medical treatments are very expensive nowadays and sometime end up sucking our entire savings. Precautions are better than worry so it’s better to insure ourselves against these kinds of adversity than worrying about them. The best option in current world is to go for […]