February 15, 2010 by akhilendra
Financial crisis hitting at my gift
Ultimately financial crisis has managed to hit me. Today, I received my diwali gift. It is ten times cheaper than the gift of last year. But the thought of getting a gift in this turmoil had given a smile on my face. At least company has given me something.
Financial crisis has smashed all of us. This year diwali won’t be a normal diwali. We need to cut down our expenses (as a part of cost cutting measures), we have to reduce the expenses on decoration of house, manage with silver coin instead of gold. There would be lesser cracker for the children, & every other thing is going to be slashed down. “Miser” is going to be the keyword of this diwali. But, one thing for sure, goddess Lakshmi will have the best time of her life. After all, this year we all will be chasing her.
I don’t have any clue of “what to do at this diwali?” I am looking at various alternatives of cost cutting; forget about this, I am not even sure of my job. I don’t know, I will be retained or fired, in case of any layoff, if any. This diwali is definitely different from previous diwalis. Because this diwali we are witnessing diwaliya (Bankruptcy), right now, I am getting news of yahoo lay-off. They have fired 1500 employess, my nerves are getting tedious, senses shoddier, & diwali seems to be just too stiff to get over.
I don’t know what’s happening? What has happened to share market? The tall building of BSE seems life a giant who is engulfing my money, the prices of my flats which I bought for investment, after taking loan from a bank, has plunged down. I don’t even know what has happened to mouth, I am not able to open it properly, my jaws seem to be too stiff to be wide open, probably because, each time I see my portfolio, temperature inside my body drops down, freezing my blood.
My saving accounts are severely desiccated. I have promised to lakshmi that if she can manage this year on behalf of me, I will never ever mess up things, the way I have done so far. Though, I was always very scrupulous, but this financial turmoil has forced me too change my entire attitude towards all kind of spending (now onwards I will consider investing as spending). I will use credit responsibly because in normal condition when we are using credit card without facing too many problems at the time of paying their bill, we tend to overlook the reality. We become a bit, or probably, far richer than actually we are. This produces a kind of mirage in which we see lot of plastic money in our wallet, so we overspend & if we fail to pay the bills, it mean it’s a loss for me & bank , as well. This Result, bigger financial loss in economy which triggers a cascade of events. These events ultimately again hit us back. So remember, this time its diwala not diwali.
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