HDFC Term Assurance Plan

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HDFC Term Assurance plan is a specially designed term plan from hdfc standard life insurance company. The plan does this by providing a lump sum to the family of the life assured in case of death or critical illness (if option is chosen) of the life assured during the term of the contract. One can choose the lump sum that would replace the income lost to one’s family in the unfortunate event of one’s death. This helps your family to maintain their financial independence, even when you are not around.

Riders/Additional benefit with HDFC Term Assurance Plan

  1. Critical illness Benefit – Company will pay the sum assured against CI benefit rider in the event of the diagnosis of any one of 6 listed critical illnesses. Insured must survive for 30 days post diagnosis.
  2. Accidental Death Benefit – Company will pay additional benefit amount equal to the sum assured chosen against ADB in case cause of death is Accident.
  3. Accelerated Sum assured benefit – Company will pay an sum assured chosen against this benefit in the event of the diagnosis of any one of 6 listed critical illnesses. Policy will terminate if this option is exercised.


Policy Term 10 -30 years
Minimum age at entry 18 years
Maximum age at entry 55 years
Maximum age at expiry 65 years
Term for riders 5- 30 years

You can claim tax benefit for this policy

HDFC Life Click 2 Protect

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