January 10, 2012
SBI Life Policy- Smart Shield is a traditional term plan. This is a affordable plan which provides financial solution for those who are not looking for any investment value in the life insurance policy. SBI Policy Smart shield is very good for these kind of customers.
December 25, 2011
ICICI Pru Guaranteed Savings Insurance Plan is a limited premium endowment and non-participating life insurance policy. These plans are basically aimed at creating corpus in long term without putting your money in speculative funds like stock market funds. ICICI Pru Guaranteed Savings Insurance Plan is a slow and steady kind of life insurance plan which helps investor in creating good amount of money over long term without involving too much risk on the principal.
December 22, 2011
ICICI Pru Life Guard term insurance plan, a non-participating term insurance plan. There are two variants available and ICICI Pru Life Guard is cheaper than many other term insurance policies available in the market.
January 10, 2011
With the recent changes in ULIP guidelines, Insurance Regulatory and Development Authority has suddenly put a break to the wild sale of ULIPs by life insurance companies and added a new chapter in the Life Insurance Industry history. Ever since of ULIPs were introduced in Indian market, they were the favorite of the companies and companies were only focusing upon them. They were launching most of the new products in ULIP category. This was mainly because of the high margin in ULIP business. Now as the guidelines have changed, those margins have shrunk and life insurance companies are being forced to relook their product portfolios.