TATA Capital Home loan Review & Details

TATA Capital home loan is another home loan which home buyers can consider in India. Tata Capital is the financial arm of the Tata Group. Tata Group is not only one of the biggest business conglomerates in India but it is also known for its high ethical practices.

• • •

SBI Life Policy- Smart Shield Review & Details

SBI Life Policy- Smart Shield is a traditional term plan. This is a affordable plan which provides financial solution for those who are not looking for any investment value in the life insurance policy. SBI Policy Smart shield is very good for these kind of customers.

• • •

IDBI Home Loan Review

IDBI Home loan is definitely one of the most favorite home loans for home buyers in India. Home loans are the primary tool for an average buyer to purchase his or her dream house. Home loans are long term contract and therefore buyers are more interested in a trusted brand. IDBI is an old, established financial institution. They have been offering banking services for long time and they are expected of delivering good services to their clients. As interest rates in home loans are always changing as per the interest rates decided by Reserve bank of India, interest rates in IDBI will also move accordingly in floating rate home loans.

• • •

HDFC Home Loan Review

HDFC home loan is an ideal solution for those who are looking for charges like public sector banks and services like private sector banks. HDFC which basically started off as financial institutions for home loans in India is still the pioneer in the field. HDFC bank Home loans are still one of the best home loans in India. One of the major problems with private financial institutions in India is that they often hike interest rates. And Public banks are hard to get through.

• • •

Heartbeat medical insurance plan

Heartbeat medical insurance plan from Max Bupa Insurance company covers reasonable and customary expenses incurred towards medical treatment taken during the Policy Period for an Illness or an Accident. The plan comes with the following benefits:

• • •

ICICI Prudential Focused Bluechip Equity Fund (G) Review

ICICI Prudential Focused Bluechip Equity Fund (G) Review– This is a very good fund in the large cap fund section. ICICI Prudental Focused Bluechip fund (G) is a ideal fund for long term investors who do not want to take too much of risk on their principal and want good & consistent returns on their capital.

• • •

JEEVAN NIDHI

JEEVAN NIDHI is a with profits Deferred Annuity (Pension) plan from LIC. On survival of the policyholder beyond term of the policy the accumulated amount (i.e. Sum Assured + Guaranteed Additions + Bonuses) is used to generate a pension (annuity) for the policyholder. The plan also provides a risk cover during the deferment period. The USP of the plan being the pension can commence at 40 years.  The premiums paid are exempt under Section 80CCC of Income Tax Act.

• • •

Jeevan Sathi

Jeevan Sathi is an Endowment Assurance Plan from LIC and it is issued on the lives of husband and wife. Jeevan Sathi plan provides financial protection against death of both the lives. It pays the maturity amount on survival of one or both the lives to the end of the policy term.

• • •

Jeevan Tarang

Jeevan Tarang is a with profits whole life plan from LIC. Jeevan Tarang provides annual survival benefit at a rate of 5½ % of the Sum Assured after the chosen Accumulation Period. The vested bonuses in a lump sum are payable on survival to the end of the Accumulation Period or on earlier death. Further, the Sum Assured, along with Loyalty Additions, if any, is payable on survival to age 100 years or on earlier death.

• • •