December 26, 2011

Are our real estate projects safe?

There are thousands of real estate projects going on across India. Many of them are high rise buildings with many floors. Recent news as per which Government has given permission to builders to build high skyscrapers in New Delhi has opened the flood gates for building high rise building in Delhi also. Cities like Bangalore and Mumbai are already having that. We can’t blame government for doing this because land is a big issue in India and this is the best available option to utilize the maximum out of available land for real estate.

∼ Continue Reading ∼

• • •

December 26, 2011

Institute of Banking Personnel Selection,IBPS Exam, Recruitment & Result Details

Institute of Banking Personnel Selection,IBPS was established in 1975 after the nationalization of the banks in the country. The purpose of setting Institute of Banking Personnel Selection,IBPS was to set a fair and efficient system for recruiting personnel’s for banking industry. Currently IBPS is offering services to non-banking industries as well. The first chairman of Institute of Banking Personnel Selection IBPS was Dr. Man Mohan Singh.

Institute of Banking Personnel Selection,IBPS is an autonomous body and IBPS is registered as a public trust. IBPS is involved in whole range of recruitment, promotional and training activities. They have enhanced their infrastructure and with the experience of more than 25 years, they are very well place to play a crucial role in the employee testing field. IBPS or Institute of Banking Personnel Selection is involved in many activities related to the field.

Institute of Banking Personnel Selection,IBPS is recognized as a Scientific and Industrial Research Organization by the Government of India. They also provide research related services to their clients. Research activities are carried out to achieve the following:

To improve and modify whenever necessary, the existing recruitment and selection processes of the institute,
To promote the development of theoretical perspectives in the domain of Psychometrics, Assessment and Selection, Banking and HR and General Management. Research and development activities are also centered to handle the consultancy and providing solutions to issues pertaining to psychometric tools and manpower planning.
To provide advisory services to the policy making bodies in banking industry, academic institutions and government bodies.
To conduct seminars and workshops to keep pace with the latest developments in the field of selection science and psychometric analysis.

Institute of Banking Personnel Selection,IBPS is a recognized by the SNDT University as a center for Phd in management. IBPS is also involved in providing consulting services for the following fields;

∼ Continue Reading ∼

• • •

December 20, 2011

भारितीय बाज़ार और हालात

आजकल भारत मेंआर्थिक हालात ठीक नहीं हैं. शेयर बाज़ार में गिरावट रुकने का नाम नहीं ले रही और रुपया हैं की थमने का नाम नहीं ले रहा. ऐसे हालात में जब सरकार पहले से ही भ्रस्टाचार के आरोपों से परेशान हैं, उसके लिए आर्थिक परिशितियो को सुधार पाना लगभग नामुनकिन हैं.

∼ Continue Reading ∼

• • •

December 19, 2011

Indian Economy and it’s shoddy affairs

Indian economy is going through a rough patch, probably roughest than sublime crisis of 2008. In 2008, when developed economies were bleeding due to the economical crack down, India was able to maintain its growth and the fall in share market was broadly triggered due to funds withdrawal by the foreign institutional investors. FIIs were withdrawing funds because they needed those funds for their survival. But now things are different.

∼ Continue Reading ∼

• • •

December 2, 2011

FDI in retail

FDI in retail in India has been opened up and it has caused a whole lot of controversy in the country. Parliament is not able to work and opposition is pushing government for a roll back. FDI basically stands for foreign direct investment. India had signed agreement of trade in services by world trade organization so it was expected to happen here.

FDI in retail in India has been opened in a systemic manner. As per the existing rule, a foreign firm can’t have majority shareholding in a retail firm. FDI in wholesale was initially opened under government approval rule in 1997 and later it was bought under automatic route in 2006. As per the new rule, foreign companies will have permission to work in retail sector in India and hold majority share in the company.

FDI in retail in India has been discussed in past also but as it is approved now by the government, issue is on the floor. Traders have also opposed it. Foreign direct investment in India will have its own ups and downs. So it is not going to be easy for global retail players to handle and manage Indian supply chain and distribution channel which is still largely unorganized in the farming sector.

FDI in retail in India have its own pros and cons but it is definitely going to help in employment generation and farmers because they will be directly interacting with these chains therefore getting better rates than what they get while dealing with a traditional commission agent who act as intermediary between him and buyer.

∼ Continue Reading ∼

• • •

November 29, 2011

Pharmacy Colleges in India

There are many Pharmacy Colleges in India. Pharmacy education is gradually growing and more & more people are joining pharmacy course. One main reason behind it is the steady Pharma sector. Here is a list of 50 Pharmacy colleges in India. There are not listed in their rank but this is simply a list of pharmacy colleges in India;

∼ Continue Reading ∼

• • •

November 25, 2011

Money Money Money

If your mantra and objective is “Money Money Money” and you have trying your luck in stock markets then you are at wrong place. At least current conditions are pointing in the similar direction. Stock markets have been devastated and concept of Money Money Money has gone as well.

Money Money Money is the favorite word or phrase for investors as well as traders but 2011 has taught us that stock markets are like a playground where you can’t play unless until you know the game and can’t win unless until you play by rules. Indian stock was doing well and post 2008, there was a euphoria among investors and policy makers who probably thought that India is immune to global issues and nothing can go wrong for Indian growth story.

Money Money Money is fine if we first put things in order. A thing like inflation which has now become a household term in India is merely because of mismanagement. Thousands of tons of food grains has been wasted and instead of working on fixing that, various governments have ignored the matter and RBI will simply increases the interest rates expecting things to settle.

Demand and Supply are the biggest factors influencing any market across the globe, but instead of fixing distribution channels and eliminating corruption which would eventually ease the state and the governments our governments have been trying to do everything else. Auto sales have fallen sharply which has never happened around the festive season of EID and Diwali. But this year was different, even festive season failed to cheer the people.

∼ Continue Reading ∼

• • •

November 15, 2011

Capital gain tax

Capital gain tax, as the name suggest is the tax on capital gain. It basically refers to profit earned by selling non-inventory asset like shares, mutual funds units etc. In India, capital gain tax basically comes into the picture for those who deal in shares, mutual funds, bonds, real estate etc. There are different capital gain tax on short term and long term assets. In India, The tax rate on long-term capital gains is 20.6% of the profit after indexation of cost and if a stock is sold within one year from the date of purchase, then capital gain tax is applied on that on a different rate.

∼ Continue Reading ∼

• • •

November 15, 2011

shares market

Shares market fell sharply today to touch an intraday low of 16,838 at BSE Sensex. The markets were going through the fear of debt crisis spreading further. It recovered some part due to buying seen in auto sector. But largely shares market remained volatile and traded in narrow range. The Sensex finally ended 236 points lower to close at 16883 and Nifty ended at 5069 down by 80 points.

Shares market across Asia were struggling and global worries contributed a lot to the fall of markets today. Though, this fall doesn’t come as a surprise but at the end, it added fuel to the already raging fire in the shares market.

Shares market also had to digest the downgrade of India’s growth by Macquarie, which also had a negative impact on it. Shares market has been trading in this fashion for some time and short term bets are not paying off.

This is an ideal time for sit and watch along with cherry picking the quality stocks. Stocks like Cipla are very good for long term portfolios and investors with long term horizon can easily shoot big birds. Lot of large cap stocks is available at discounted price and investors can take this opportunity to build their portfolios.

∼ Continue Reading ∼

• • •

October 5, 2011

Sensex of India in Short Term

Sensex of India in Short Term will remain volatile. Currently it is trading at 15792.41 and experts opinion is that it may further fall from here. Nifty is currently trading 4751.30. This is a tough phase for most of the stock markets in world and for many countries in Europe and USA. Indian stock markets have performed fairly well in 2011 but Sensex of India have bombed in 2011. Since the beginning of the year, Sensex and Nifty have lost lot of weight which they have put on in 2011.

Sensex of India in short term is a reflection of state of the Indian Economy. Indian economy is also currently struggling to maintain its pace. Indian GDP is going to be bit less than expectation. By the end of last year, Sensex of India was nearly touching 20000 mark and there was lot of hysteria around it. Most of the stock were overvalued and buying them at stage would have been fundamentally incorrect choice. Now Sensex of India have fallen consistently for last 8-10 months and they are at a level where investors can start taking their position based upon their long term goals.

Sensex of India in short term is expected to loose 8-10 per cent from here and so as Nifty. So one should look at the long term investing strategy and design the investment portfolio in such a way that it can compensate for that 8-10 per cent fall from here. Trading in equity is more about profit and loss than over or under value of the stock market. Therefore one should invest systematically at this point so that if Sensex of India falls from here then you can take the advantage of that for averaging.

This is a ideal time to start fresh buying with a long term investment goal. Many quality stocks are available at the cheaper prices and as stock markets are expected to fall further, they are going to be available at even better prices. So make a list of few good stocks which you know well and want to buy and start putting your money systematically into them.

∼ Continue Reading ∼

• • •

September 18, 2011

House Buying Tips

House Buying Tips – Real Estate sector is one of the fastest growing sector in India. And the reason is that Indians are emotionally attached to the concept of owning a home. In the last few years, real estate had also emerged as one of the favorite options for investment.

∼ Continue Reading ∼

• • •

April 13, 2011

Real Estate industry in India

Real Estate industry in India-Bulls are back on the Dalal Street and Indian share markets have made a sharp recovery in today’s trading session. The Sensex started the day in red and touched a low of 19,101 in the morning. However, it rebounded into the green and headed northwards as the day progressed. Huge buying in auto, banking and capital goods stocks pushed the index up to a high of 19,731 towards the end of the day. The Sensex finally ended with a gain of 434 points at 19,696 and the Nifty added 125 points at 5,911.

Real Estate industry in India is dominated by likes of DLF, Unitech etc.There is some positive news about the Indian stock market. Reality stocks like DLF, Unitech, Oberoi Reality and most of the other reality stocks closed in green. But things are not so good for the Real Estate sector in India. As per recent reports on it, buyers are staying away from the real estate projects.

Real Estate industry in India is expecting prices to dip. This dip is going to vary based upon the regions. Rates will drop across all major locations in India. Demand is still there but there are other factors which are affecting the reality market. In last few years, reality prices have gone up significantly. There are lots of projects which are stuck and most of the real estate projects are delayed.

There is always a sense of doubt when it comes to real estate developers and brokers. Most of the developer deals with the customer through brokers which also makes the process non-transparent. Due to lack of transparency, buyers are avoiding slow moving and pre launched projects.

∼ Continue Reading ∼

• • •