Good Stock-Sun Pharma

Sun Pharma is a good stock to buy in the current market conditions. Moving forward from our last post on Cipla and pharma sector stock, Sun pharma is our next good stock to buy in long term. Sun Pharma is one of the biggest pharmaceutical company in India and it has got very good presence in overseas markets. It’s acquisition of Taro has also boosted its business in overseas markets. Taro has given very good results in last few quarters and remains very strong subsidiary of Sun Pharma to give good numbers.

• • •

Short term funds

Short Term Funds are the key to success in current market scenario. Short term funds have delivery good returns for short term and they extremely good for parking your money in turbulent situation like this. Stock markets have gone crazy and are behaving in a way where it has become extremely difficult to predict their next moves. Short term future for stock market is not yet clear but chances of going down are much high than going up.

Short term funds act as a wallet and they not only help in parking money for short term, but also generate good returns to compensate. In fact, they are gradually becoming the flavor of the month. More and more investors are getting interested in them. Short term debt funds extremely good for these kind of situations.

Short term funds are imperative for investors who do not want to take much risk on their investment and at the same time are looking for some returns as well. Debt funds performance has been good and they will continue to perform well in the future also. When market is susceptible to move in any direction, Short term debt funds work better than even balance funds and short term bonds. Short term debt fund is a fund which invest in short-term debt instruments of high quality and low risk that mature in approximately 15 to 18 months and is best for investors with 1 to 2 years of investment horizon.

We have shortlisted some of the best short term debt funds. They have performed very well in the past and are extremely good for investors with less risk appetite. In fact, given current conditions, they are suitable for most of the investors. Current market conditions are good for traders who understand technical stock analysis and are comfortable with charts, patterns, indicators and trends.

• • •

What is investing

What is investing is the first question comes to our mind when we think of saving and investing in today’s world. In today’s world when inflation is consistently hovering in upper region. Investing is imperative to save and grow your money. Investing mean many things for many different investors. Some simply prefer to save money and keep it in their saving account and are happy with the interest rate which they get on that.

What is investing will have a different answer from these investors where as there are other who put their money in old methods of investments like Gold and Real Estate. Investing for beginners most of the time revolve around these things but now things are changing and they are changing quite rapidly.

What is investing will simply mean investing in stock market for the new age investors. They primarily invest in shares and mutual fund. They don’t prefer to keep their money locked in some saving accounts. But the question still remain there; what is investing and what is the best way of investing.

Modern portfolio theory in this context should be to maintain a healthy proportion of all of these investment tools.  From keeping money into saving accounts to investing in share market and mutual funds. Investing in gold and real estate still holds very much importance is very popular among new age investors as well.

• • •

Living a new life for life insurance

Things have changed; wind is blowing in an entire new direction. After a huge disagreement between SEBI and IRDA over the regulation of ULIPs, IRDA came up with new guidelines for ULIPs and these new guidelines have completely change the way  business of ULIPs is conducted in the country.  Insurance regulatory and development authority of India has redesigned Unit Linked Insurance Product as long term protection plans instead of it earlier position of investment products. It has reduced its cost and changed the commission structure.

• • •